If you are moving towards being in credit rather than debt, would you turn down the chance at obtaining free money? Often we do this by not taking opportunities that are offered to us in more practical ways, such as not picking up a coin on the street.

We have routines and they are important. They help us to know where we are, maintaining stability, comfort, and the general status quo. However, life is not a constant. It is dynamic, if nothing else. Routines do have a monotonous down side that they can make us too comfortable and we can easily get stuck [...]

“Road safety” is a term used to represent “Road traffic safety”. However, I feel it to be a misnomer as it suggests the possibility of a ‘safe road’, which is non-existent. A road of itself is neither safe nor unsafe. It is the manner in which the road is used that creates danger, or lack [...]