If you are moving towards being in credit rather than debt, would you turn down the chance at obtaining free money? Often we do this by not taking opportunities that are offered to us in more practical ways, such as not picking up a coin on the street.

There is increased competition in the marketplace and also in the school curriculum to equip each student with the skill sets to engage in that marketplace. However, there are some life-useful skills that appear to be missing from the class. We all deal with money, yet there is no mandatory education in its creation, use, management, or [...]

One penny is not a lot. Many would shun it if it lies on the street. Those who shun the free money also would like to be financially well off. Yet, by picking up the penny they would be moving one step closer to their goal.

OK, so I don’t strictly mean your physical shoe size, but something similar. Your carbon footprint. It is surprising energy saving bulbs are not used more widely than they are currently. To not use them is a false economy. Here’s why…

“You don’t need a job to survive the recession?…Yeah, right!” some may serve up as a retort – along with a generous side portion of sarcasm. Others may envisage that I’m about to expunge the joys of financial prudence like a nan. “You don’t need a job to survive the recession”. Honestly I really mean [...]